Q: What is a Arpion Virtual Credit Card ?
A:  Arpion Virtual Credit Card is a  prepaid reloadable MasterCard account in a voucher form rather than a Physical Plastic card. Virtual card can be used only for Online/Mail/Fax/Telephone Orders. It cannot be used in ATM/POS.

Q: How can I apply for a Virtual Credit Card ?
A:  Please click ORDER and follow the instructions. We don’t reject any applications. We accept international clients.

Q: What information is sent to the Virtual Card Account owner?
A: Once the account is set up, the customer receives the following information:

 * 16-digit Mastercard Credit Card number
  * Expiry date     *Card Verification number (CVV/CVV2)
  * Statement/Balance checking facility (Individual Online Portal) - Internet Banking
Details will be delivered via Email

Q: How Fast I get a Virtual Credit Card Account ?
A:  Each application is processed immediately after we get your payment cleared and virtual accounts are given out almost immediately and in rare cases it will in a maximum of 24 hours.

Q: How do I reload my Virtual Card ?
A: You may reload card with Wire Transfer, Cash Deposit, E-bullion, Pecunix, ACH,  Bank Wire, Western Union, Paypal E-check.

Q: What is the billing address for Virtual card ?
A:  Billing address is the address used at the time of registration. Billing address can be changed any time.

Q: Where all Virtual Credit Cards are accepted ?
A:  Virtual Cards are accepted at all  websites displaying MasterCard logo.

Q: Is there a limit for the number of accounts I can have ?
A:  No, There is no limit.

Q: What happens if the Virtual Card account holder needs to return an item?
A: Each merchant location has its own return policies and will handle the returns in the same manner as any other MasterCard transaction. They may credit the Virtual Card Account, provide cash refund or issue a store credit.

Q: Where can a  Virtual Card Account be used?
A: A Virtual Card Account can be used to shop at online merchants or for Mail orders, Telephone and fax orders. When shopping online, accountholders are eligible for merchant discounts offered through MasterCard .

Q: How can accountholders check their balances?
A: Card Holders can check their balance from Internet Banking facility which is provided FREE of cost.

Q: Can accountholders track where they have used their Virtual Card Account?
A: Card Holders can check their transaction history and pending authorization details  from Internet Banking.

Q: Can the cardholder pay their credit card bills with their Virtual Card Account?
A: Yes, Credit card, utility, or other companies that accept payment via an online web site will be able to accept the Virtual Card Account.

Q: Can  Virtual Credit Cards be used internationally?
A: Yes.

Visit Credit Cards to learn more about other Credit/Debit Cards offered by Arpion Limited. You may place order in INR by making payment to our Bank account. ORDER